It, often, can be a wise decision to pay from your own pocket, as insurance companies, regardless of fault, can jack up your car insurance rates.
Even though each insurer follows different policies, an increase in rates is more or less certain, if:
• The accident has been caused by your negligence
• You have filed several claims in a short period of time
Both the above circumstances have the potential to classify you as a high risk driver.
Yet, when there is a collision, not choosing to file an accident claim can have its own hazards.
There is no guarantee that the driver responsible for the crash will agree to pay for the repair.
In any case, an accident and long term disability lawyer recommends the following tips, if you are involved in a car accident.
Call the police
This should be done immediately, so that the police can create proper documentation of the scene of the accident. Typically, if an accident has caused injury or damage to property, the police requires that you stop immediately and show all papers like driving license and insurance documents.
Call an ambulance
If you or anyone else is injured, call an ambulance at once. It is important to put on record that you were injured in the accident. Any delay in getting treatment can negatively affect your chances of getting an accident claim.
Protect further accidents
If possible, move the car to a safer place, if it is positioned precariously to cause further accidents.
Accident lawyers also recommend you must obtain names and addresses of other drivers involved in the accident, and trade facts with witnesses. Witnesses can be of immense help in court proceedings, if there are issues about liability.
Share Lawyers based in Toronto, Ontario have a good reputation for providing top-quality personal injury and long term disability insurance representation to individuals.
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