The Challenges in Getting Canadian Disability Benefits

In Canada, scores of people suffer from depression, mental illness, or anxiety.

As per statistics provided by Health Canada, at any given time, nearly 500, 000 people are unable to perform their work due to mental illness, making it the second leading cause of disability in Canada. 

This is truly a huge figure.

It will not be surprising, therefore, if a large number of mentally-ill individuals are applying for disability benefit claims.

At the same time, it would not be astounding if Insurance companies are denying claims of a sizeable percentage of such individuals applying for Canadian disability benefits. 

Here are a few reasons why this happens:

1.    Mental illness is often subjective and difficult to establish. As a result, it is a routine practice for insurance companies to be apprehensive when individuals make a claim for mental illness. To be on a “safer” side, insurers have made it a policy to wrongfully deny claims citing apparently consistent and coherent reasons.  
2.    If at all insurance companies approve, they will do for short term only.
3.    Insurers hire private parties to make discreet video surveillance of people applying for Canadian disability benefits. This is true specifically for mental illness. If they observe the individual performing routine tasks or running errands, they will use the video as a basis for reinforcing their denial of claims.
4.    Insurers take professional assistance from doctors specializing in mental illness to find loopholes in claimants’ cases.

Individuals, who are denied Canadian disability benefits related to mental illness, must not lose heart. There is always good scope to get free lawyers advice on how to proceed. Affected individuals can always make a strong case to bring a lawsuit against insurers.

Share Lawyers, established in 1987, is a well-known lawyer firm specializing in personal injury settlements and long-term disability insurance claims.

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Multiple Examples of Denial of Insurance Claim and Ways to Secure Just Compensation

Growing incidence of accidents, illnesses, and sky rocketing healthcare expenses have led to ever increasing instances of denial of insurance claim. Insurance providers resort to various tactics to deny even a fair settlement of disability claims.

Complexities of insurance denials

Insurance companies leverage on complex technicalities in insurance documents and their unlimited financial resources to deprive innocent policy holders of adequate compensations.

For individual policy holders, it is like fighting a losing battle in the absence of a strong legal support. It is virtually impossible to understand complex legal and insurance jargon for common citizens.

Claimants of disability claims suffer physically as well as financially, making them unable to defend for their right to adequate compensation. In such instances, Brampton disability insurance claim lawyers must be approached without losing valuable time.

Long-term as well as short-term disability insurance claim is liable to be denied, if it is found that the facts related to the claim are distorted. In many cases, policy holders are likely to inflate certain facts, leading to on-the-spot denial of claims.

Leading insurance lawyers with unlimited resources

If the illness or injury has rendered you with disability to perform your job, then it forms a strong ground to claim for compensation. It is strongly advised to present facts related to illness or medical condition pertaining to disability to prevent such denials by resisting temptation to exaggerate the same. 

Denials of disability claims, where the insurer claims that the person can perform sedentary work, are very common. One must consider the fact that doing sedentary work may not involve physical activity, but it frequently demands high degree of concentration and mental alertness.

Such denials are reviewed by established claim lawyers, such as Share Lawyers, by studying nature of illness and skills that are required to perform the job. The denial of insurance claim can be contested, if your claim is 100% genuine.

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