The Challenges in Getting Canadian Disability Benefits

In Canada, scores of people suffer from depression, mental illness, or anxiety.

As per statistics provided by Health Canada, at any given time, nearly 500, 000 people are unable to perform their work due to mental illness, making it the second leading cause of disability in Canada. 

This is truly a huge figure.

It will not be surprising, therefore, if a large number of mentally-ill individuals are applying for disability benefit claims.

At the same time, it would not be astounding if Insurance companies are denying claims of a sizeable percentage of such individuals applying for Canadian disability benefits. 

Here are a few reasons why this happens:

1.    Mental illness is often subjective and difficult to establish. As a result, it is a routine practice for insurance companies to be apprehensive when individuals make a claim for mental illness. To be on a “safer” side, insurers have made it a policy to wrongfully deny claims citing apparently consistent and coherent reasons.  
2.    If at all insurance companies approve, they will do for short term only.
3.    Insurers hire private parties to make discreet video surveillance of people applying for Canadian disability benefits. This is true specifically for mental illness. If they observe the individual performing routine tasks or running errands, they will use the video as a basis for reinforcing their denial of claims.
4.    Insurers take professional assistance from doctors specializing in mental illness to find loopholes in claimants’ cases.

Individuals, who are denied Canadian disability benefits related to mental illness, must not lose heart. There is always good scope to get free lawyers advice on how to proceed. Affected individuals can always make a strong case to bring a lawsuit against insurers.

Share Lawyers, established in 1987, is a well-known lawyer firm specializing in personal injury settlements and long-term disability insurance claims.