Denied Claims? Call A Lawyer Fast

Suffering from denied claims? You must call a lawyer who deals with medical insurance cases. If you think you can do this alone, you are wrong. Legal matters are often interwoven with complications and tricks.

Why medical claims are denied?

•    The insurer has incomplete information needed to process your claim.

•    Your lifetime maximum limit is finished with your insurer. This makes them ineligible to pay you.

•    You obtained services from insurers that were not covered under your policy.

•    You obtained experimental medical treatment.

•    You have some pre-existing medical condition due to which you cannot get cover for certain services.

•    The insurer puts incorrect code for the particular service for which you have claimed.

Making a smart move

Denied claims are common. The world is not ideal. When you get an insurance policy, it might happen that you do not always get just payment.

In such a case, a competent lawyer with a history of winning cases can help you. He or she is the right person to contact when your insurer denies you your rightful claims.  

You must also bring to the scene the doctor who treated you for the particular medical condition. He or she is an important person in your case.

The legal world can be tricky, so it is good to have an experienced lawyer by your side while making a claim. Do not worry, if you filed a claim without hiring a lawyer. You can still hire a lawyer in case your efforts become fruitless.

Cases of denied claims are not always easy to solve. Make sure you hire a good lawyer who is genuinely interested in your case. Reputable firms like Share Lawyers harbor expert teams who understand your case first and then prepare a sound legal strategy to ensure you get your claim.

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The Challenges in Getting Canadian Disability Benefits

In Canada, scores of people suffer from depression, mental illness, or anxiety.

As per statistics provided by Health Canada, at any given time, nearly 500, 000 people are unable to perform their work due to mental illness, making it the second leading cause of disability in Canada. 

This is truly a huge figure.

It will not be surprising, therefore, if a large number of mentally-ill individuals are applying for disability benefit claims.

At the same time, it would not be astounding if Insurance companies are denying claims of a sizeable percentage of such individuals applying for Canadian disability benefits. 

Here are a few reasons why this happens:

1.    Mental illness is often subjective and difficult to establish. As a result, it is a routine practice for insurance companies to be apprehensive when individuals make a claim for mental illness. To be on a “safer” side, insurers have made it a policy to wrongfully deny claims citing apparently consistent and coherent reasons.  
2.    If at all insurance companies approve, they will do for short term only.
3.    Insurers hire private parties to make discreet video surveillance of people applying for Canadian disability benefits. This is true specifically for mental illness. If they observe the individual performing routine tasks or running errands, they will use the video as a basis for reinforcing their denial of claims.
4.    Insurers take professional assistance from doctors specializing in mental illness to find loopholes in claimants’ cases.

Individuals, who are denied Canadian disability benefits related to mental illness, must not lose heart. There is always good scope to get free lawyers advice on how to proceed. Affected individuals can always make a strong case to bring a lawsuit against insurers.

Share Lawyers, established in 1987, is a well-known lawyer firm specializing in personal injury settlements and long-term disability insurance claims.

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Multiple Examples of Denial of Insurance Claim and Ways to Secure Just Compensation

Growing incidence of accidents, illnesses, and sky rocketing healthcare expenses have led to ever increasing instances of denial of insurance claim. Insurance providers resort to various tactics to deny even a fair settlement of disability claims.

Complexities of insurance denials

Insurance companies leverage on complex technicalities in insurance documents and their unlimited financial resources to deprive innocent policy holders of adequate compensations.

For individual policy holders, it is like fighting a losing battle in the absence of a strong legal support. It is virtually impossible to understand complex legal and insurance jargon for common citizens.

Claimants of disability claims suffer physically as well as financially, making them unable to defend for their right to adequate compensation. In such instances, Brampton disability insurance claim lawyers must be approached without losing valuable time.

Long-term as well as short-term disability insurance claim is liable to be denied, if it is found that the facts related to the claim are distorted. In many cases, policy holders are likely to inflate certain facts, leading to on-the-spot denial of claims.

Leading insurance lawyers with unlimited resources

If the illness or injury has rendered you with disability to perform your job, then it forms a strong ground to claim for compensation. It is strongly advised to present facts related to illness or medical condition pertaining to disability to prevent such denials by resisting temptation to exaggerate the same. 

Denials of disability claims, where the insurer claims that the person can perform sedentary work, are very common. One must consider the fact that doing sedentary work may not involve physical activity, but it frequently demands high degree of concentration and mental alertness.

Such denials are reviewed by established claim lawyers, such as Share Lawyers, by studying nature of illness and skills that are required to perform the job. The denial of insurance claim can be contested, if your claim is 100% genuine.

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Sarnia Disability Insurance Claim Lawyers Know How to Deal With Stubborn Insurers

When you don’t get your insurance claim, it can distress you. No matter how talented and knowledgeable a person you are, you feel helpless. You don’t know what to do. You want to teach the insurance company a lesson, but don’t know how.

Call a lawyer

The answer to all your legal miseries lies with a lawyer, and a good one. Instead of dealing with stubborn insurance companies alone, get a strong legal hand to help you in your case.

More often or not, insurance companies seem to possess endless resources. You can go on fighting against them, blaming them, threatening them, or even crying out loud in front of them. They won’t budge. The best way to knock them out is taking the help of Sarnia disability insurance claim lawyers. Only they know how to deal with them.

Insurance disputes

Most insurance disputes entail coverage disputes. Companies suffer from allegations of misrepresentation of terms and conditions at the time when their clients purchased the policy. Allegations of fraud and non-payment of premiums are also common.

In some cases, the insurance company blatantly refuses to pay. Before accepting their decision helplessly, you must take the help of Sault Ste. Marie disability insurance claim lawyers. Consultation with competent lawyers will give you a surge of hope and make you realize that there is still a way through which you can get back your rights.

Contacting a lawyer is not about teaching a lesson, but about fighting for your own rights. You have a right to get complete coverage for which you have paid timely premiums. Nobody can deny you this right. Insurers who do this have to face the wrath of the law.

Sarnia disability insurance claim lawyers are experienced in insurance contracts and dealing with claim cases. They can help you get the maximum disability benefit that is allowed as per the rules of your policy.

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Waterloo Disability Insurance Claim Lawyers Will Understand Your Dilemma

If your insurer has canceled or denied your rightful disability insurance benefits, you must immediately contact Waterloo disability insurance claim lawyers. They are the right people to contact when you find no way to get your well-deserved compensation.

What goes wrong?

At times, miscommunication or a misunderstanding of your illness or injury can lead to the cancelation or denial of your insurance benefits. Your insurer might disagree with what you say or your doctors say with respect to your disability and its impact on your work life and personal life.



Many times, people fail to read the fine print of their policies at the time of purchasing. They also fail to understand the entire policy. Later, when the time comes to take benefit, people feel cheated. Companies that thrive only on churning profit take advantage of your situation.

It is wise to have Toronto disability insurance claim lawyers by your side while buying an insurance policy. This prevents misunderstandings later. The lawyer helps you understand each aspect of the policy.

Now what?

You paid your premiums on time. Yet, your company wishes you to settle for an amount lesser than what you actually earned by abiding your policy’s terms and conditions. Toronto disability insurance claim lawyers can challenge the company legally. You can fight for your rights and set an example that no insurer can attempt to refuse rightful policy holders.

A competent lawyer scrutinizes your case first. Perhaps, that’s why initial consultation is free. The lawyer first sees what your case actually is. Then, he or she decides whether they will take up your case.

If they do, they don’t take fees on the first day itself. Most reputable lawyers work on contingency method. You pay them only after you win the case. Some lawyers ask for a small percent from the money that you get as benefit. With Waterloo Disability Insurance Claim Lawyers by your side, hopes are high.

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Fighting To Claim Disability Insurance

Being injured on the job can prevent a person from being able to work. So, where does that leave them? For some they can claim disability insurance but for others those claims are denied by insurance companies. When an insurance company denies a disability claim, it’s time to get the lawyers involved.

Self Care

There is a wide range in what can be considered as a disability. You may be a foreman on a construction job who has had his back injured by working with faulty materials or in unsafe conditions. Alternatively, you could be an office worker who sat in an uncomfortable chair for years and has developed carpal tunnel by using a non-ergonomic keyboard.

All of those things and more can lead to a person being unable to work in their field, or at all, but it does not take away their need for an income. By choosing to claim disability insurance, it can provide that income and source of relief.

Keep A Watch On the Time

People who feel they have a claim to make to their insurance company should do so as soon as possible. There are time limits to insurance claim and you would not want to lose a case simply because you missed the deadline.

There should be no delay, when it comes to taking care of yourself and your family. Seeking out legal advice may help clarify deadlines.

Someone By Your Side

Some people may wait until after their claim is denied by an insurance company before they seek legal council. While this is fine, the sooner a person has legal representation the better. A quick Google search for disability lawyers Ontario will yield several options in the Ontario area, including Share Lawyers, a leader in the field of claim disability insurance.

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How To Handle A Disability Law Representation Dispute

In the scenario, where a person has filed a disability insurance claim and has thus been denied, it is time to seek out a lawyer. A disability law representation dispute can seem overwhelming to a person who is already dealing with an injury, leaving them unable to work and provide themselves with a source of income. Having a lawyer navigate the waters will allow the person to reach land much faster and with better results.

Understanding Why A Claim Is Disputed

To put it bluntly, insurance companies can lose major dollars on disability policies and, therefore, they are always looking for loopholes to get out of them. Even when the law plainly states that an insurance company must pay, some still refuse to do so; choosing instead to take the disability law representation dispute road.

Life insurance law firms can help explain this process in more detail. They can also force an insurance company to do what is right and pay out disability claims. Some big name insurance firms, such as Blue Cross, AIG, and Prudential, have all taken their turns denying claims until a lawyer gets involved on the client’s behalf.

Working With the Right Firm

It can be difficult finding the right firm to take on a case. After all, you probably thought you had the right insurance company to begin with. However, as disputes arise and claims are denied, it is time to call in a legal team. For instance, knowing the difference between short-term and long-term disability benefits helps.

The amount of payout may be what is causing a hiccup in the claim as well. Payouts all depend on a number of factors including, but not exclusive to, income, extent of illness or injury, and the client’s monthly insurance premiums. Share Lawyers is the leading insurance claim group serving the greater Ontario area, handling several disability law representation dispute cases each week. They can be a vital resource to start clearing up your claim and getting you the payment you deserve.

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